Authentic, rewarding partnerships
Our collaborative approach and streamlined processes are designed to make it easy for you to do business.
Specialist insurance, built for partners
We design, underwrite and run specialty programs for MGAs, agencies, brokers and consumer brands across Australia and New Zealand.

One team, end to end

Every program needs a licence, capital, underwriting expertise and an operating platform. With Pacific, they all come from one team, so you have one relationship to manage and clear accountability at every stage. It’s the model behind RSPCA Pet Insurance, which moved to Pacific in April 2026, and it’s how we work with every partner, guided by our purpose of providing soft landings for partners, policyholders, communities and team members.

Become a partner

Reasons to partner with us

Direct access to decision makers
Our non-hierarchical approach gives partners direct access to people who can make things happen.
Robust capital strength
Operating across Australia and New Zealand with decades of experience and expert teams, we pride ourselves on a sustainable, responsible approach to business.
APRA-authorised general insurer
As an APRA-authorised insurer (AFSL 523921), we provide the governance and standards partners can rely on.
Speed and technology
Our in-house systems, experienced teams and AI capabilities help us move quickly and respond to opportunities.
WHY PARTNERS CHOOSE US

Classes we underwrite

We work with partners across a range of insurance classes, with particular depth in pet and travel.

Pet

Motor

General Liability

Professional Indemnity

Travel

Property

Novated leases

Mobility equipment

Regulatory information

Pacific International Insurance is an Australian insurance company registered under the Corporations Act 2001 and a licensed insurer with the Australian Prudential Regulation Authority, holding Australian Financial Services Licence 523921. We are also authorised by the Reserve Bank of New Zealand as a branch insurer to conduct insurance business in New Zealand. Read about our financial strength rating and solvency ratio.

Financial strength rating and solvency

Pacific has a financial strength rating of B++ (Good) issued by A.M. Best. The rating is reviewed annually by A.M. Best. Under the applicable solvency standards, Pacific is required to maintain a positive solvency margin. Pacific’s solvency position as at 30 June 2026, as filed with APRA and the RBNZ, was:
Actual solvency capital

AUD $147,770,323

Minimum solvency capital

AUD $66,678,841

Solvency margin

AUD $81,091,482

Solvency ratio

221.62%

Pacific uses Tier 1 capital. As an overseas insurer carrying on insurance business in New Zealand, Pacific makes this disclosure in accordance with the Insurance (Prudential Supervision) Act 2010. Australian law gives priority to Australian policyholders over New Zealand policyholders in the unlikely event that Pacific were wound up.
Read our full Financial Strength Rating and Solvency Ratio disclosure