Target Market Determination (TMD)

This target market determination (TMD) seeks to offer consumers, distributors and staff with an understanding of the class of consumers for which these products have been designed, having regard to the objectives, financial situation and needs of the target market.  

These documents are not to be treated as a full summary of our product’s terms and conditions and is not intended to provide financial advice. Consumers must refer to the relevant Product Disclosure Statement (PDS) and any supplementary documents which outline the relevant terms and conditions under that product when making a decision about our products.