Let's talk
Already have a carrier? Many of our partners came to us mid-program, usually because service or speed had stalled. If that’s where you are, we’ll look at what it takes to move it.
Pacific's partners
Binder, white-label and MGA programs, built around the way you distribute.
Pacific partners with a variety of niche businesses
Pacific International Insurance is a specialist insurer operating across Australia and New Zealand, purpose-built for partner-led, white-label and binder programs. We are an APRA-authorised general insurer (AFSL 523921), registered under the Corporations Act 2001 and authorised by the Reserve Bank of New Zealand as a branch insurer.
The licence, the capital, the underwriting authority and the operating platform all sit in one place, so you’re managing one relationship, not three vendors.
We don’t do everything. We do what we do well.
25+ years
in niche and specialty insurance
APRA-authorised
AFSL 523921
RBNZ-authorised
NZ branch insurer
~200 people
across AU, NZ and SA
8 classes
underwritten in-house
30+ years
of Badger International behind us
Where we partner
Pacific is one of the few insurers dedicated to the binder market, enabling partners to scale, differentiate and succeed in highly competitive environments.
Pacific supports partners across a diverse range of insurance classes, including:
Pet
Property
Motor
Travel
Professional Indemnity
Novated leases
Three ways partners work with us
Most partners arrive with one of these in mind. If yours doesn’t fit neatly, tell us anyway.
01
White-label and embedded
Your brand stays with you. The risk sits with us.
02
MGA and agency programs
Capacity and underwriting support for specialist agencies with a proven book. We were built on an entrepreneurial foundation ourselves, so we know what an MGA is actually up against.
03
Program build from scratch
If you’ve got the distribution but not the product, we’ll design, price and file it.
Reasons to partner with us
Authentic, collaborative people
We believe in teamwork, open communication and building strong, lasting partnerships.
Robust capital strength
We hold capital above our regulatory requirements in Australia and New Zealand, and publish our financial strength rating and solvency ratio openly, so partners can see the strength behind every program.
APRA-authorised general insurer
We’re authorised by APRA and hold Australian Financial Services Licence 523921, and we’re authorised by the Reserve Bank of New Zealand as a branch insurer.
Direct access to decision makers
Our non-hierarchical approach gives partners direct access to people who can make things happen.
25+ years of niche insurance expertise
Our experience across niche and specialty insurance gives us a deep understanding of complex risks.
Full-stack insurance capability
From pricing and underwriting to claims, reinsurance and distribution, we manage the full insurance lifecycle.
Speed and technology
Our in-house systems and experienced teams help us move quickly and respond to opportunities.
We're proud to collaborate and help our Pacific partner brands succeed
Pacific direct brands
